Design
In Manaaki
- Map your buckets and splits
- Set goal dates and amounts
- Run the numbers — what if I move $200 from here to there?
Manaaki
Money, with care.
Intelligent finance for you or the whole family.
- Joint accounts + private buckets
- AI advisor on every screen
- AU tax, super, investments
man·aa·ki
/maˈnaː.ki/ noun. te reo māori
- 1.to support, take care of, give hospitality to; to protect.
- 2.the practice of caring for others through generosity and attentiveness.
What Manaaki does
Packed full of intelligence to give you full clarity.
- 01
Joint money, separately.
Run a household together without losing what's yours. Joint accounts for the shared life. Private buckets for what stays yours. Your partner literally cannot see your private spend. Not by promise. By design.
- Joint accounts and private buckets
- Either of you can settle a big purchase
- No leaderboards. No comparisons. Ever.
- 02
Solo? Couple? Business? Track it all in one place.
Manaaki adapts. Run your personal money, your shared household, and your sole-trader books from the same app. Switch modes from the top of any screen.
- Personal mode for solo money
- Couples mode for shared money
- Business mode for the side hustle
- 03
An AI advisor that translates the data.
Ask anything, on any screen, in plain English. "Should I salary-sacrifice?" "Is it cheaper to rent or buy here?" "Will this bonus push me into a higher tax bracket?" Manaaki shows the working in numbers you can follow.
- Plain answers, with the maths shown
- Names the assumptions so you can change them
- Points you to someone licensed when it matters
- 04
Spot every claimable tax item, as it lands.
Manaaki watches your transactions for items the ATO will let you claim. Confirm or skip, on the spot. By July, your deductions are already lined up for your accountant — no shoebox.
- Claimable items flagged as they happen
- Super contributions and cap visibility
- End-of-year tax pack, ready for your accountant
- 05
Your money check-in ritual.
Pick a day. Pick how often — weekly, fortnightly, monthly. Open Manaaki, see what moved, set what's next. Skip a week, skip a month — your numbers are still there when you come back.
- Together: walk the week side by side
- Solo: one short reflection
- Skip whenever. Pick it back up.
How it works
Design it on the app. Build it in the bank.
Manaaki is the plan. Your bank is the money. We map the buckets, set the splits, lay out the rules. You set them up in your real bank in a few minutes. The plan lives here. The money moves there. You stay in control.
Build
In your bank
- Create the accounts in ANZ, CommBank, Wise, anywhere
- Set the recurring transfers
- Manaaki watches the live balances
We never hold a cent of your money. No escrow, no holding account, no middleman. Manaaki is the planner. Your bank is the bank.
The ritual
Create a money check-in ritual. Watch the magic happen.
Pick a day. Pick how often. Weekly, fortnightly, monthly — whatever fits your life. Open Manaaki, see what moved, set what's next. Skip a week. Skip a month. Pick it back up when you're ready.
10 minutes · one of you
Solo check-in
Open Manaaki on your own. One short reflection: what moved, what's next, one thing to set down.
20 minutes · both of you
Money Date
Walk the week together. Either of you can settle a big purchase. No comparisons in dollars.
Your cadence. Your call.