10 minutes · solo
Sunday with yourself
One reflection. What moved this week, what's ahead, one thing to set down. Future-me letters when you want them.
The thesis
Money fights aren't about money. They're about timing.
Couples don't lack discipline. They lack a calm moment. Money conversations land when one of you is already tense — in the car, at the supermarket, the night before a bill. The answers are easy. The container is missing.
Manaaki builds the container. One Sunday, twenty minutes, the numbers already laid out. The rest of the week, it gets out of the way.
Dew, Britt & Huston (Kansas State University, Family Relations 61, no. 4, 2012) found financial disagreements were the strongest predictor of divorce of any common couple conflict — stronger than children, in-laws, or sex.
What we refuse
Five things Manaaki won't do — ever, by design.
These aren't toggles. They're RLS rules, classifier filters, and tests. We can't flip them on for you — and neither can anyone else.
Compare you to your partner in dollars.
Show your partner real-time spend toasts.
Recommend specific products, banks, super funds, or lenders.
Auto-classify deductibility without your confirmation.
Score, rank, or shame either of you.
The ritual
One Sunday. Twenty minutes. The cup of tea you actually finish.
Manaaki opens the same way every week. The numbers are already laid out. You pick the rhythm — by yourself, or together. Skip any week. The container holds.
20 minutes · together
Money Date
The week walked through, side by side. No comparisons in dollars — ever. Either of you can settle a big purchase. Skip any week.
Manaaki adapts. Switch modes any Sunday.
What it's built on
Four quiet capabilities. Woven, not stacked.
Track
Every transaction, one calm place. Multi-account, AU-native.
Build
Runway, goals, sub-savers. Watch what you’re building.
Learn
Plain-English modules on AU tax, super, investing.
Decide
Ask Manaaki anything. Always points to a pro when it matters.
Learn as you go
Eight plain-English modules. More on the way.
AU tax 101
~15 min
Super 101
~15 min
FHSS 101
~12 min
Budgeting basics
~10 min
Emergency fund
~10 min
ETFs vs managed funds
~12 min
Compound interest
~10 min
Offset vs extra repayments
~12 min
Built on MoneySmart material (Australian Government, CC BY 3.0 AU). Edited for the way your money actually moves.
Pricing
Same price, solo or together.
Free
$0
Ledger, categorisation, three education modules.
Plus
Most pick this$14.95/mo · or $149/yr
Everything in Free, plus the AI advisor, AU tax, investments, business mode, couples flows.
Pro
$24.95/mo · or $229/yr
Plus EOFY pack, mortgage offset optimiser, life-event playbooks.
One subscription per household. +$9.95/mo Coach add-on when you want a real human in the room. Cancel any Sunday.