Manaaki

Money, with care.

See your whole picture. Household money and business money, together.

Track business spending in Manaaki, or connect Xero beta for read-only sync. MYOB and others Coming soon. No need to change accountants.

man·aa·ki

/maˈnaː.ki/ verb. te reo Māori

to support, take care of, give hospitality to, protect, look out for: show respect, generosity and care for others.

— Te Aka Māori Dictionary

What Manaaki does

Most business software stops at the company.

That is fine for invoices. It is not enough when you also need to know what the household can carry this month. A hire, a deposit, a quiet quarter only makes sense when personal and company cash sit in the same view.

  1. 01

    One view for household and company cash.

    Your company books and your personal accounts in the same place. See what the household has left this month after the business takes what it needs.

    • Home cash and company cash in one place.
    • Combined view at the top of the screen.
    • See the inputs so you can make decisions.
  2. 02

    Bring your own books.

    Track business spending in Manaaki. Or connect Xero for read-only sync if your accountant already lives there. MYOB and others coming soon. Either way, we pull the picture together.

    • Track business expenses and categories.
    • Connect Xero (beta) for read-only sync.
    • MYOB and others — Coming soon.
  3. 03

    The bird's-eye view.

    Personal. Business. Combined at the top of the screen. A new hire, a house deposit, a quieter month. See how each changes the numbers before you decide.

    • One household.
    • Both books.
    • Grow what you can see.

See it working

The combined picture, in one place.

Personal accounts and business accounts, side by side. No switching between apps. No mental arithmetic to figure out what you can actually spend.

Manaaki dashboard showing combined personal and business cash of $133,600
Personal and business cash in one view.
Manaaki transactions ledger with categorised spending
Every transaction, categorised.
Manaaki whole picture view showing net worth across personal and business accounts
Your full net worth, across both books.

Demo data, fictional figures.

Integrations

Your books, or ours.

Run quotes, invoices, and bills inside Manaaki. Or connect Xero beta if your accountant already lives there. MYOB and others Coming soon. We pull the picture together either way.

Design

In Manaaki

  • Map your buckets and splits
  • Set goal dates and amounts
  • Run the numbers: what if I move A$200 from here to there?

Build

In your bank

  • Create the accounts in ANZ, CommBank, Wise, anywhere
  • Set the recurring transfers
  • Import CSVs or add manual entries to track progress

We never hold a cent of your money. No escrow, no holding account, no middleman. Manaaki is the planner. Your bank is the bank.

The ritual

Build a money check-in that you can stick with.

Pick a day. Pick how often. Weekly, every two weeks, monthly. Open Manaaki, see what moved, set what's next. Skip a week. Skip a month. Pick it back up when you're ready.

10 minutes · one of you

Solo check-in

Open Manaaki on your own. One short reflection: what moved, what's next, one thing to set down.

20 minutes · both of you

Money Date

Walk the week together. Either of you can settle a big purchase.

Your cadence. Your call.

Learn as you go

Plain-English guides for real decisions.

Short guides you can finish quickly. New modules monthly, written in the same plain-English voice as the rest of Manaaki.

Plain-English guides are coming.

Short reads on tax, super, budgeting, and more. Sign up to be the first to know.

Pricing

Start free. Grow with us.

Join early access and use everything Manaaki offers today, free. Early users get founder pricing when paid tiers arrive. No surprises.

Early Access

A$0free while we build

Track every transaction, categorise it, ask for commentary, run your check-ins, track investments, view tax information, everything, free for now.

Manaaki plans and tracks your money — we never hold a cent. Not financial, tax, or credit advice. Terms · Disclaimers

No credit card required. No automatic billing. When paid tiers arrive, you’ll decide whether to upgrade.

See pricing details

Built for households and business owners.

Open your Manaaki.

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